
Renovate your home or build a new one?
If you’ve always dreamed of living in a brand-new home but are put off by the cost and stress of building, there may be another
Cole Murray and Mortgage & Insurance Link Hawke’s Bay are becoming CM Financial Advisers from 1 April 2026. Same team, same service.

If you’ve always dreamed of living in a brand-new home but are put off by the cost and stress of building, there may be another

It goes without saying that nobody likes to be locked into a mortgage for longer than they need to be. If you’ve been thinking about

Maybe you’re a business owner tired of paying rent to a landlord when you could be building equity. Perhaps you’re an investor who’s done well

While ‘refixing’ and ‘refinancing’ might sound similar, they’re quite different options – and understanding the difference could save you thousands of dollars. Think of your

When talking about retirement, there’s a tool that many homeowners may not be familiar with but could potentially be a game-changer, depending on your situation.

Buying your first home can be confusing. Banks, lawyers, real estate agents … they all seem to want a piece of you. If you’re not

Around 60% of all home loans are put in place by a professional Mortgage Adviser. There are many benefits to using a Mortgage Adviser when buying

Starting 1 December 2025, the Reserve Bank of New Zealand is relaxing the rules around mortgage lending to make it easier for people to borrow

Are you a job-hopper or a long-termer? In the past, floating from job to job used to be a black mark on your CV, as

We hate to break it to you, but the answer is what you’ll hear from our Financial Advisers every time. It all depends on your

Are you at that exciting point where you’re ready for something bigger or better to call home. While it might seem daunting, upgrading your home

Your local mortgage, insurance and KiwiSaver Adviser, Stacey Crispin. In the rolling hills of Central Hawke’s Bay, where our tight-knit community thrives, Stacey Crispin from