Financial resources and news
Check in regularly for the latest financial resources and news. The financial industry is always changing, so we’ll keep you up to date about anything that may affect you, your family or your business. We’ll also post tips and advice about how to make your money work better for you.
Remember, if you have any questions, we’re always here to offer advice.
Why are mortgage rates moving up?
If you’re looking to refix your mortgage rate soon, you might have noticed it is higher than your last refix. Several of New Zealand’s major
First home buyers: Saving, borrowing power and getting mortgage-ready
Buying your first home can feel daunting, and it’s hard to know where to start. Lenders look at two things above all: your deposit, and
Investment update – September 2026
It was a pretty good quarter for investors overall, though not every investment moved in the same direction. Here’s a quick look at what happened
CM Financial Advisers are award winning
Our Financial Advisers work really hard for our clients, and the devil is very much in the detail in this industry. It’s a paper-work heavy
Has life changed lately? It might be time to review your insurance
Life moves fast. It’s a constant stream of choices, milestones and changes — and many of those changes can affect your financial situation and the
How can CM Financial Advisers help you?
CM Financial Advisers is a team of financial advisers in Hawke’s Bay who help people with mortgages, business loans, life and health insurance, KiwiSaver, investments
How to build wealth on an average income
Can you build wealth without a six-figure income in New Zealand? As our advisers at CM Financial Advisers will tell you, with some planning and good
Refixing and refinancing your mortgage – what’s the difference?
While ‘refixing’ and ‘refinancing’ might sound similar, they’re quite different options – and understanding the difference could save you thousands of dollars. Think of your
What’s the difference between a Mortgage Broker and a Mortgage Adviser?
With the changes in regulations around financial advice that has been happening over the last couple of years, what we used to call a Mortgage
Your bank wants your KiwiSaver. Here’s why that might not be the best idea.
Bank staff are encouraging customers to move their KiwiSaver into bank-managed funds — but they can’t give financial advice, and the numbers often don’t stack
Ready for an adventure? The Cole Murray Cape Kidnappers Trail Run is back!
Cole Murray Cape Kidnappers | Te Kauwae-a-Māui returns on Saturday, 26 September 2026. This is your chance to experience one of Hawke’s Bay’s most iconic
Cole Murray is now CM Financial Advisers
Cole Murray is evolving into CM Financial Advisers. While our name is changing, everything our clients value about us remains exactly the same. For over