Cole Murray and Mortgage & Insurance Link Hawke’s Bay are now CM Financial Advisers. Same team, same service.

What type of investor are you?

This is a short questionnaire to help your adviser make a recommendation for your KiwiSaver.

It is designed to help you understand your attitude towards risk and determine your capacity for uncertainty in the markets. It is a guide only.

Please take your time to understand each question and provide realistic and honest answers. Tick the box that most applies to you. 

KiwiSaver Risk profile - with Fact Find

Client information

Choose one:
Address
Address
City
Region
Postcode
This is for your Adviser to provide a KiwiSaver projection in your Statement of Advice (optional)
How often are you paid?
Employment status
What type of fund are you in?
How much do you contribute?
Do you have a will?

Risk profile

1. How important is it to you that your KiwiSaver fund is a socially responsible investment?
(Choose one)
2. Is it important to you that your KiwiSaver provider is 100% NZ owned?
(Choose one)
3. When are you likely to make a significant withdrawal (for your retirement needs or a first home purchase)?
(Choose one)
4. What is your attitude toward your KiwiSaver balance?
(Choose one)
5. If my KiwiSaver balance dropped by more than 10% over a six month period, I would be very concerned.
(Choose one)
6. How do you feel about balancing risk and return?
(Choose one)
7. The following graph shows the results of five hypothetical funds over a one-year period. The green bars show the potential returns, and the orange bars show the potential loss each fund could experience. (Note: the fund with the best potential return also has the largest potential loss). Which fund would you feel most comfortable with?
8. Finally, is there any KiwiSaver providers that you particularly like or dislike? (leave blank if you have no preference)

Privacy and your personal information  
We collect the personal information we need to provide you with financial advice and to meet our legal obligations. Most of this information is provided directly by you. 
In some cases, we may also collect personal information about you from third parties, such as product providers, public records, or other advisers involved in your financial affairs.  You can see our third parties here.
When this happens, the Privacy Act 2020 requires us to take reasonable steps to inform you, as soon as reasonably practicable, about what information has been collected, why we need it, how it will be used, and who it may be shared with. We only collect information that is necessary for providing advice or meeting our regulatory requirements. 
You can request access or correct your personal information at any time by contacting us. For further information about how personal information is handled and the types of third parties involved, please refer to the Link Financial Groups Privacy Statement.  

Need help?

Contact your Adviser

Hayley O'Brien

Hayley O'Brien, Wealth Adviser, specialising in Investments and KiwiSaver at Cole Murray Financial Advisers.
06 870 7050
Email Hayley

Tania Heighway

Tania Heighway, Mortgage, Insurance and KiwiSaver Adviser, based in Wairoa for Cole Murray Financial Advisers.
06 870 7050
Email Tania

Stacey Crispin

Stacey Crispin, Mortgage, Insurance and KiwiSaver Adviser based in Central Hawke's Bay for Cole Murray Financial Advisers.
06 870 7050
Email Stacey

Ian Fraser

Ian Fraser, Mortgage, Insurance and KiwiSaver Adviser at Cole Murray Financial Advisers. Based in Hastings and Havelock North.
06 870 7050
Email Ian

David Riddell

Dave Riddell, our Insurance Adviser is here to find the right insurance for you and your situation.
06 870 7050
Email David

Steve Davies

06 870 7050
Email Steve