
First home buyers: Borrowing power and deposits
Looking at buying your first home? Been saving for a house deposit? Then your ‘borrowing power’ is a critical number to know. Check out our
Cole Murray and Mortgage & Insurance Link Hawke’s Bay are now CM Financial Advisers. Same team, same service.

Looking at buying your first home? Been saving for a house deposit? Then your ‘borrowing power’ is a critical number to know. Check out our

Buying your first home can be confusing. Banks, lawyers, real estate agents … they all seem to want a piece of you. If you’re not

Around 60% of all home loans are put in place by a professional Mortgage Adviser. There are many benefits to using a Mortgage Adviser when buying

Are you a job-hopper or a long-termer? In the past, floating from job to job used to be a black mark on your CV, as

When Maria* moved from Brazil to Hawke’s Bay 25 years ago, owning a home in New Zealand wasn’t even on her radar. Recently, she finally

Have you put enough into your KiwiSaver this year to make sure you receive the maximum contribution from the government? The maximum you can receive

Keeping your KiwiSaver top-of-mind makes sense. If you’re familiar with the basics, but could do with expanding your KiwiSaver knowledge, read on for things to

Buying your first home is one of life’s big milestones. Maybe you’ve been renting for a while and would like to settle into your own

Buying your first home is one of the most exciting things you will do, but at the same time, it can be scary navigating all

When you’re buying a home or investing in property, there’s a key moment in the process called “going unconditional.” It’s a big step that shows

If purchasing a house is the plan, it may seem a bit daunting knowing where to start. You will more than likely need a deposit,

With the changes in regulations around financial advice that has been happening over the last couple of years, what we used to call a Mortgage