Cole Murray and Mortgage & Insurance Link Hawke’s Bay are now CM Financial Advisers. Same team, same service.
Separation and divorce sit among life’s most emotionally draining experiences. When shared property and finances are involved, the complexity can feel overwhelming. Knowing where to
If you’ve always dreamed of living in a brand-new home but are put off by the cost and stress of building, there may be another
Looking at buying your first home? Been saving for a house deposit? Then your ‘borrowing power’ is a critical number to know. Check out our
It goes without saying that nobody likes to be locked into a mortgage for longer than they need to be. If you’ve been thinking about
Maybe you’re a business owner tired of paying rent to a landlord when you could be building equity. Perhaps you’re an investor who’s done well
While ‘refixing’ and ‘refinancing’ might sound similar, they’re quite different options – and understanding the difference could save you thousands of dollars. Think of your
When talking about retirement, there’s a tool that many homeowners may not be familiar with but could potentially be a game-changer, depending on your situation.
Buying your first home can be confusing. Banks, lawyers, real estate agents … they all seem to want a piece of you. If you’re not
Around 60% of all home loans are put in place by a professional Mortgage Adviser. There are many benefits to using a Mortgage Adviser when buying
Starting 1 December 2025, the Reserve Bank of New Zealand is relaxing the rules around mortgage lending to make it easier for people to borrow
Are you a job-hopper or a long-termer? In the past, floating from job to job used to be a black mark on your CV, as
When Maria* moved from Brazil to Hawke’s Bay 25 years ago, owning a home in New Zealand wasn’t even on her radar. Recently, she finally