
Refixing and refinancing your mortgage – what’s the difference?
While ‘refixing’ and ‘refinancing’ might sound similar, they’re quite different options – and understanding the difference could save you thousands of dollars. Think of your
Cole Murray and Mortgage & Insurance Link Hawke’s Bay are becoming CM Financial Advisers from 1 April 2026. Same team, same service.

While ‘refixing’ and ‘refinancing’ might sound similar, they’re quite different options – and understanding the difference could save you thousands of dollars. Think of your

When talking about retirement, there’s a tool that many homeowners may not be familiar with but could potentially be a game-changer, depending on your situation.

Around 60% of all home loans are put in place by a professional Mortgage Adviser. There are many benefits to using a Mortgage Adviser when buying

We hate to break it to you, but the answer is what you’ll hear from our Financial Advisers every time. It all depends on your

Are you at that exciting point where you’re ready for something bigger or better to call home. While it might seem daunting, upgrading your home

Buying your first home is one of life’s big milestones. Maybe you’ve been renting for a while and would like to settle into your own

Looking at buying your first home? Been saving for a house deposit? Then your ‘borrowing power’ is a critical number to know. Check out our

While being self-employed has many great benefits … getting a mortgage might be a bit more tricky than usual. Having a Mortgage Adviser on your

When you’re buying a home or investing in property, there’s a key moment in the process called “going unconditional.” It’s a big step that shows

At Cole Murray we have a team of Advisers who specialise in Mortgages, Domestic Insurance (home,contents car etc.), Business Insurance, Business Loans, Life & Health Insurance,

If purchasing a house is the plan, it may seem a bit daunting knowing where to start. You will more than likely need a deposit,

If you’re coming off a low fixed mortgage rate or about to face higher repayments, we understand it can be a daunting time. We have